HB 1170 -- Automobile Liability Insurance Sponsor: Faith This bill prohibits an insurer from refusing to renew, imposing a surcharge, or otherwise increasing the rate for automobile liability insurance coverage to an applicant solely because the applicant is a volunteer driver. The bill specifies that "volunteer driver" is a person who provides services, including transporting individuals or goods, without compensation in excess of expenses to a nonprofit charitable organization.Copyright (c) Missouri House of Representatives