HB 486 -- Assignment of Comparative Fault for Operating a Motorcycle Sponsor: Pratt This bill prohibits insurers or claims adjusters, when investigating an accident or settling an insurance claim, from assigning a percentage of fault to a party based solely upon the fact that the party was operating a motorcycle in an otherwise legal manner. Operating a motorcycle, in and of itself, cannot be considered as evidence of comparative negligence in any action to recover damages. Anyone violating the provisions of the bill will be guilty of an unfair trade practice and subject to penalties specified in Sections 375.930 - 375.948, RSMo.Copyright (c) Missouri House of Representatives