HB 52 -- Health Insurance Coverage for Down Syndrome Sponsor: Hodges Beginning January 1, 2010, this bill requires all health insurance carriers to continue to provide coverage to their dependent members with Down Sydrome after they reach 18 years of age. Insurers may not charge additional deductibles or co-insurance than other similar health care services provided by the health plan. Certain supplemental insurance policies are exempt from the provisions of the bill including life care contracts and accident-only, specified disease, hospital with a fixed daily benefit, Medicare supplement, long-term care, short-term major medical of six months or less, or any other supplemental policies.Copyright (c) Missouri House of Representatives