HB 803 -- Mandate-Free Health Insurance Policies Sponsor: Wilson (130) This bill allows mandate-free health insurance policies and contracts to be offered in the state. An insurer that markets, sells, or issues the mandate-free policy must inform the person or group to whom the policy or contract is being issued that the policy is less expensive because it does not include coverage that other policies are required to include. An insurer must also disclose in all sales, promotional, and advertising material that the policy is a mandate-free health insurance policy or contract.Copyright (c) Missouri House of Representatives