Missouri House of Representatives
95th General Assembly, 1st Regular Session (2009)
Bills Indexed by Subject
BANKS AND FINANCIAL INSTITUTIONS
HB 71 --- Sponsor: Lampe, Sara --- CoSponsor: Norr, Charlie
Requires lenders of unsecured loans of less than $500, commonly known as payday loans, to notify borrowers of the balance owed at least every three months HB 100 --- Sponsor: Wildberger, Edward --- CoSponsor: Schieffer, Ed
Changes the laws regarding the release of personal information to unauthorized persons HB 129 --- Sponsor: Cunningham, Mike
Requires the bank fee or overdraft charge for multiple checks drawn on the same day on an account for which there is an insufficient balance to be determined by paying the checks beginning with the smallest sum HB 139 --- Sponsor: Hughes, Leonard
Limits the amount of interest a title lender can charge on loans and requires the average interest rate being charged by credit unions to be made available to the public at least quarterly HB 150 --- Sponsor: Still, Mary --- CoSponsor: Burnett, John P.
Changes the laws regarding unsecured loans of $500 or less, commonly known as payday loans, and allows the Attorney General to maintain an action to enforce compliance HB 189 --- Sponsor: Flook, Tim --- CoSponsor: Brandom, Ellen
Establishes provisions to encourage the development of technology-based businesses HB 336 --- Sponsor: Burnett, John P. --- CoSponsor: Yaeger, Patricia
Establishes the Uniform Debt-Management Services Act to regulate debt-management services HB 382 --- Sponsor: Cox, Stanley --- CoSponsor: Guernsey, Casey
Repeals the Residential Mortgage Brokers License Act and establishes in its place the Missouri Secure and Fair Enforcement for Mortgage Licensing and Residential Mortgage Brokers Licensing Act HB 402 --- Sponsor: Franz, Ward
Authorizes a tax credit to banking institutions in an amount equal to the tax imposed by foreign states when the Missouri bank doesn't have a physical presence in the taxing state HB 412 --- Sponsor: Low, Beth --- CoSponsor: Oxford, Jeanette Mott
Requires lenders of unsecured loans of $500 or less, commonly known as payday loans, to display in the lobby a brochure detailing the eligibility requirements for the Missouri Food Stamp Program HB 435 --- Sponsor: Jones, Timothy W. --- CoSponsor: Jones, Kenny
Allows lending institutions to offer, sell, and finance service contracts, home security plans, auto club memberships, and related plans and services HB 524 --- Sponsor: Oxford, Jeanette Mott --- CoSponsor: Walsh, Regina
Prohibits lenders from imposing a fine, fee, or penalty for prepaying a loan and repeals the provision allowing a prepayment fee to be charged on a second mortgage loan HB 540 --- Sponsor: Jones, Timothy W.
Allows for the sale of deficiency waiver addendums and other similar products purchased as part of a loan transaction with collateral at the borrower's option under certain circumstances HB 561 --- Sponsor: Guest, Jim --- CoSponsor: Funderburk, Doug
Establishes procedures for the use of electronic gold currency by the State of Missouri and its political subdivisions HB 594 --- Sponsor: Loehner, Tom --- CoSponsor: Scharnhorst, Dwight
Requires the Secretary of State to design, implement, and operate a central filing system for effective financial statements for security interests in farm products HB 595 --- Sponsor: Schoeller, Shane
Changes the laws regarding real estate liens HB 675 --- Sponsor: Low, Beth --- CoSponsor: Oxford, Jeanette Mott
Requires certain corporations to file an annual tax disclosure statement HB 769 --- Sponsor: Grill, Jason --- CoSponsor: Pace, Sharon
Requires any business to take all reasonable measures to protect against identity theft when disposing certain information HB 770 --- Sponsor: Grill, Jason --- CoSponsor: Pace, Sharon
Establishes provisions for the prevention of and protection from security breaches HB 869 --- Sponsor: Skaggs, Trent
Specifies that it is unlawful for credit card issuers to recruit potential student cardholders or customers on a college campus with certain exceptions HB 967 --- Sponsor: Hobbs, Steve
Establishes the Missouri Appraisal Management Company Registration and Regulation Act to regulate real estate appraisal management companies HB 969 --- Sponsor: Cunningham, Mike
Removes the requirement that the circuit court confirm the appointment of a bank liquidating agent HB 1032 --- Sponsor: Gatschenberger, Chuck --- CoSponsor: Tilley, Steven
Requires the licensure of loan officers under the newly created Board of Loan Officers within the Department of Insurance, Financial Institutions and Professional Registration HB 1055 --- Sponsor: Pratt, Bryan
Establishes the Uniform Prudent Management of Institutional Funds Act which specifies guidelines for the management, investment, and expenditures of endowment funds held by charitable institutions HB 1077 --- Sponsor: Bringer, Rachel
Revises the Uniform Commercial Code regarding production-money security interest and allows veterinarians offering services to place a lien on an animal for reasonable charges HB 1090 --- Sponsor: Stream, Rick
Prohibits a bank or other lender from contracting with a loan broker for a loan for a borrower unless the contract specifically allows the broker to charge a fee for his or her services HB 1112 --- Sponsor: Flook, Tim --- CoSponsor: Brandom, Ellen
Establishes the Missouri Recovery and Reinvestment Tax Act to implement the economic development provisions of the federal American Recovery and Reinvestment Act of 2009 HB 1168 --- Sponsor: Nasheed, Jamilah --- CoSponsor: Storch, Rachel
Requires any party attempting to sell property that is subject to foreclosure to give any tenant and the mortgagors or grantors named in the mortgage or deed of trust 60 days' notice before the sale
SB 1 --- Sponsor: Scott, Delbert
Establishes licensing and contract requirements for preneed funeral contract sellers, providers, and seller agents
SB 20 --- Sponsor: Days, Rita D.
Amends laws relating to unsecured loans of $500 or less
SB 243 --- Sponsor: Pearce, David
Allows for the sale of deficiency waiver addendums and other similar products with respect to certain loan transactions
SB 277 --- Sponsor: Cunningham, Jane
Authorizes financial institutions to assign fiduciary obligations relating to irrevocable life insurance trusts
SB 360 --- Sponsor: Scott, Delbert
Regulates residential mortgage brokers and loan originators
SB 370 --- Sponsor: Bray, Joan
Modifies the law relating to foreclosures
SB 421 --- Sponsor: Pearce, David
Removes a provision requiring the circuit court to approve the Director of Finance appointment of a liquidating agent for a failed bank
SB 461 --- Sponsor: Callahan, Victor E.
Bars the state from contracting with banks that charge fees for unemployment insurance debit cards
SB 469 --- Sponsor: Justus, Jolie L.
Requires certain notices to tenants in cases of foreclosure and provides additional time before eviction actions may begin
SB 485 --- Sponsor: Pearce, David
Requires the Ethics Commission to redact the bank account number contained on a committee's statement of organization before it makes the statement public
SB 541 --- Sponsor: Pearce, David
Institutes various provisions regulating practices involved in making residential mortgage loans

Missouri House of Representatives
Last Updated November 17, 2009 at 9:31 am