HB 1847 -- Uninsured Motorists

Sponsor:  Nance

This bill changes the laws regarding uninsured motorists.  In its
main provisions, the bill:

(1)  Requires a nonresident motorist to maintain financial
responsibility that meets the requirements of his or her state;

(2)  Specifies that if an owner fails to provide proof of
financial responsibility, his or her vehicle will be towed, at
the owner's expense, and held until the State Highway Patrol
receives confirmation of reimbursement to any accident victims
and proof of acquiring or reinstating financial responsibility or
insurance.  A reinstatement fee of $100 will be charged;

(3)  Requires motorists found guilty of failing to meet the
financial responsibility requirements to carry for two years a
SR-22 form filed by their insurance company to the Department of
Revenue stating that they have automobile liability coverage;

(4)  Increases the reinstatement fee for a suspended license for
failing to maintain financial responsibility from $20 to $100 for
a first offense and from $200 to $500 for a second offense within
two years and increases the reinstatement fee from $150 to $1,000
for a suspended license due to providing false proof of financial
responsibility;

(5)  Requires the department, in consultation with other
agencies, to establish and implement a financial responsibility
verification system for the verification of financial
responsibility of vehicle owners in the state.  The system must
provide an electronic means for law enforcement to verify a
vehicle owner's current financial responsibility status;

(6)  Requires companies providing financial liability insurance
in the state to provide the department with the necessary
information or access to its databases in order to carry out the
verification system; and

(7)  Creates the Uninsured Motorist Fee Fund for any fines
collected for failure to comply with the financial responsibility
requirements to be used for implementing and operating the
financial verification system.

The provisions regarding the verification system will expire six
years from the effective date.

Missouri House of Representatives
95th General Assembly, 2nd Regular Session
Last Updated September 14, 2010 at 3:12 pm