HB 2411 -- Motorist Insurance Identification Database Program Act

Sponsor:  Colona

This bill re-establishes the Motorist Insurance Identification
Database Program and requires the Department of Revenue to
establish and administer a database to verify compliance with
motor vehicle financial responsibility requirements using an
online instant verification in accordance with the Insurance
Industry Committee on Motor Vehicle Administration Model User's
Guide.

Effective July 1, 2011, the department must impose a $1 annual
fee on each vehicle registration to be deposited into the
Motorist Insurance Database Fund for the sole purpose of
operating the program and must contract with a designated agent
who will develop and maintain a computer database with its own
computer network by December 31, 2011, using the department's
guidelines and information provided by the department and
insurers.

If the database indicates a registered motor vehicle has failed
to maintain the required financial responsibility for three
months, the designated agent will suspend the owner's vehicle
registration.  The reinstatement fee for a first violation is
$100.

The bill specifies the information required to be given beginning
January 1, 2011, and the frequency of reporting by licensed
insurance companies to the designated agent.  The Department of
Insurance, Financial Institutions and Professional Regulation
will assess a fine of up to $1,000 per day for noncompliance by
an insurer.

The Department of Revenue must review the operation and
performance of the program to determine whether the number of
uninsured motorists have declined during the first three years
following the implementation and must submit a report of its
findings to the General Assembly no later than January 15 of the
year following the third complete year of implementation.

The bill establishes the notification and appeals process, the
period of suspension, and reinstatement requirements.

Missouri House of Representatives
95th General Assembly, 2nd Regular Session
Last Updated September 14, 2010 at 3:13 pm