HCS HB 1148 -- INSURANCE RECORDS
COMMITTEE ACTION: Voted "do pass" by the Committee on Insurance
by a vote of 17 to 0.
This bill permits the Director of the Department of Insurance to
expunge public records kept by the department regarding any
insurance agent, upon the request of the agent. A decision by
the director to not expunge a record is deemed an exhaustion of
all administrative remedies, permitting the agent to file an
action in circuit court to seek such expungement.
FISCAL NOTE: Not available at time of printing.
PROPONENTS: Supporters say that the Department of Insurance is
not immune to bureaucratic red tape. One technical error
committed by an insurance agent can leave that agent with a
blemish on his or her record forever, making it difficult for
that agent to continue working in the field of insurance. While
most business records are expunged after 5 years, disciplinary
records can be kept forever. This bill merely allows the agent
to ask for a hearing to decide whether such a record can be
expunged. Currently, no such process exists. Such a review
process is necessary as a check on bureaucratic mistakes that
can cause substantial harm to an agent's livelihood.
Testifying for the bill were Representative Ridgeway; Greg
Atkins, insurance agent; Missouri Association of Insurance
OPPONENTS: There was no opposition voiced to the committee.
Richard Smreker, Legislative Analyst