HS HB 891 -- DISCLOSURE OF HEALTH INFORMATION (Smith) This substitute prohibits the selling of personal health information to a third party or the disclosure of information to a third party for the purpose of: (1) marketing a product or service; (2) employment decisions; or (3) credit worthiness. The substitute does not apply in cases where the person cannot be identified from the information or when the person provides written authorization. The substitute does not prohibit disclosure of information that is necessary in the providing of health care or to comply with any other state or federal law. Insurance entities are deemed to be in compliance with the substitute upon either: (1) demonstrating a good faith effort to comply with federal privacy rules; or (2) complying with model legislation adopted by the National Association of Insurance Commissioners. The Department of Insurance will enforce the substitute regarding insurance entities, who may be sued for unfair trade practices. Any other person in violation may be fined up to $500 for each violation and may be civilly liable for damages or equitable relief. The substitute also establishes the Commission on Health Information Privacy, to be comprised of 15 people from various health care industry, governmental, and consumer groups. The commission must make recommendations to the General Assembly by January 1, 2003, regarding any additional legislation needed to protect the privacy of personal health information. The substitute will become effective January 1, 2002. FISCAL NOTE: Estimated Net Cost to General Revenue of $48,797 in FY 2002, $0 in FY 2003, and $0 in FY 2004.Copyright (c) Missouri House of Representatives