FIRST REGULAR SESSION
HOUSE BILL NO. 335
91ST GENERAL ASSEMBLY
INTRODUCED BY REPRESENTATIVE TOWNLEY.
Read 1st time January 11, 2001, and 1000 copies ordered printed.
TED WEDEL, Chief Clerk
AN ACT
To amend chapter 407, RSMo, relating to merchandising practices by adding thereto one new section relating to the same subject.
Section A. Chapter 407, RSMo, is amended by adding thereto one new section, to be known as section 407.650, to read as follows:
407.650. 1. A consumer reporting agency, as defined in Section 603(f) of the federal Fair Credit Reporting Act, 15 U.S.C. Section 1681a(f), is prohibited from imposing any fee for the following:
(1) A request for a copy of a consumer's file made within sixty days after adverse action is taken;
(2) Notifying any person designated by a consumer, pursuant to the federal "Fair Credit Reporting Act", 15 U.S.C. Section 1681i, as amended, of the deletion of information found to be inaccurate or unverifiable;
(3) A set of instructions for understanding the information present of a consumer report and a toll-free telephone number that consumers may use to obtain additional assistance concerning a consumer report; and
(4) The first copy of a consumer report provided to a consumer each calendar year.
2. A consumer reporting agency may impose a reasonable charge, not to exceed the retail price of a written report
rendered in the normal course of business to the customers of such agency, for all other disclosures to a consumer of
information pertaining to such consumer.