HCS HB 1425 -- HEALTH RECORDS (Smith) This substitute prohibits the selling of personal health information to a third party and prohibits any disclosure of this information to a third party for the purpose of (1) marketing a product or service; (2) employment decisions; or (3) credit worthiness. The substitute does not apply in cases where the person cannot be identified from the information, the person provides written authorization, or when disclosure of this information is necessary to comply with any other law or court order. The substitute exempts consumer reporting agencies and debt collectors and exempts businesses that are providing this information as part of the sale or merger of a business. Insurance entities are deemed to be in compliance with the substitute upon either (1) demonstrating a good faith effort to comply with federal privacy rules; or (2) complying with model legislation adopted by the National Association of Insurance Commissioners. The Department of Insurance will enforce the substitute regarding insurance entities, who may be sued for unfair trade practices. Any other person in violation may be fined up to $500 for each violation and may be civilly liable for damages up to $2,000,000, and subject to equitable relief. FISCAL NOTE: No impact on state funds.Copyright (c) Missouri House of Representatives