HB 1163 -- Identity Theft Sponsor: Threlkeld This bill defines "consumer," "consumer report," "consumer reporting agency," "employment purposes," "file," and "security freeze" and establishes procedures for a person to place a security freeze on his or her consumer report. A consumer reporting agency will remove or temporarily lift a freeze upon the consumer's request or if the consumer report was frozen due to a material misrepresentation of fact by the consumer.Copyright (c) Missouri House of Representatives