HB 407 -- Uninsured Motorists

Sponsor:  Yates

This bill establishes the Uninsured Motorist Stipulation of
Benefits Act of 2007.  An uninsured motorist involved in an
accident with a complying policyholder will be eligible to
recover 100% of any economic loss, 50% of any non-economic loss,
and waive any right to recover for punitive damages.  If the
uninsured motorist is an illegal alien, his or her right to
recover non-economic loss or punitive damages is waived.  Except
for an illegal alien, the limitation and waiver will not apply if
it can be proven that the insured motorist caused the accident
and was under the influence of drugs or alcohol or is convicted
of vehicular assault or homicide.  Passengers in the uninsured
motor vehicle will not be subject to the waiver.  The bill will
not apply to a motorist whose insurance policy was terminated for
failure to pay the premium unless notice of termination for
failure to pay was provided by the insurer at least 30 days prior
to the accident.

If a motor vehicle owner fails to maintain financial
responsibility as required in Section 303.160, RSMo, the owner
will be guilty of a class B misdemeanor for a first offense and a
class A misdemeanor for a second or subsequent violation and will
have his or her motor vehicle impounded and driver's license
suspended.  The first-time reinstatement fee for a suspended
driver's license due to the owner not maintaining financial
responsibility on a motor vehicle is increased from $20 to $100.

Missouri House of Representatives
94th General Assembly, 1st Regular Session
Last Updated July 25, 2007 at 11:19 am