FIRST REGULAR SESSION

HOUSE BILL NO. 1004

94TH GENERAL ASSEMBLY


 

 

INTRODUCED BY REPRESENTATIVES CHAPPELLE-NADAL (Sponsor), HUBBARD, EL-AMIN, WALSH AND NASHEED (Co-sponsors).

                  Read 1st time February 28, 2007 and copies ordered printed.

D. ADAM CRUMBLISS, Chief Clerk

2134L.01I


 

AN ACT

To amend chapter 379, RSMo, by adding thereto one new section relating to automobile insurance.




Be it enacted by the General Assembly of the state of Missouri, as follows:


            Section A. Chapter 379, RSMo, is amended by adding thereto one new section, to be known as section 379.108, to read as follows:

            379.108. 1. As used in this section, the following terms shall mean:

            (1) "Insurer", any insurance company, association or exchange authorized to issue policies of automobile insurance in the state of Missouri;

            (2) "Policy", an automobile policy providing automobile liability coverage, uninsured motorists coverage, automobile medical payments coverage or automobile physical damage coverage insuring a private passenger automobile owned by an individual or partnership.

            2. Any insurer may offer policies at a lower premium rate based on seatbelt usage. In addition, an insurer may offer optional insurance coverage for an additional premium based on the lack of seatbelt usage.