HB 1809 -- Identity Theft Prevention Act

Sponsor:  Ruzicka

This bill establishes the Identity Theft Prevention Act which
specifies the procedures for a person to place a security freeze
on his or her consumer report.  The bill defines "consumer,"
"consumer report," "consumer reporting agency," "employment
purposes," "file," and "security freeze."  A consumer reporting
agency will remove or temporarily lift a freeze upon the
consumer's request or if the consumer report was frozen due to a
material misrepresentation of fact by the consumer.

A consumer credit reporting agency must disclose in writing to
the consumer a summary of his or her rights under Missouri law.
Any person violating the requirements of the bill may be liable
for any actual damages sustained by the consumer as a result of
his or her negligence and the costs and attorney fees associated
with any lawsuit.

Missouri House of Representatives
94th General Assembly, 2nd Regular Session
Last Updated October 15, 2008 at 3:11 pm