HB 2173 -- Security Freezes on Credit Reports

Sponsor:  Faith

This bill establishes procedures for a person to place a security
freeze on his or her consumer report and requires a consumer
reporting agency to remove or temporarily lift a freeze within
one business day of a consumer's request.

A consumer credit reporting agency must disclose in writing to
the consumer a summary of his or her rights under Missouri law.
Any person violating the provisions of the bill may be liable for
any actual damages sustained by the consumer as a result of his
or her negligence and the costs and attorney fees associated with
any lawsuit.

Missouri House of Representatives
94th General Assembly, 2nd Regular Session
Last Updated October 15, 2008 at 3:12 pm