FIRST REGULAR SESSION

HOUSE BILL NO. 1170

95TH GENERAL ASSEMBLY

INTRODUCED BY REPRESENTATIVE FAITH.

2530L.01I                                                                                                                                                  D. ADAM CRUMBLISS, Chief Clerk

AN ACT

To amend chapter 379, RSMo, by adding thereto one new section relating to automobile insurance.

Be it enacted by the General Assembly of the state of Missouri, as follows:

            Section A. Chapter 379, RSMo, is amended by adding thereto one new section, to be known as section 379.805, to read as follows:

            379.805. 1. No insurer shall refuse to issue automobile liability insurance to an applicant solely because such applicant is a volunteer driver. No insurer shall impose a surcharge or otherwise increase the rate for automobile liability insurance coverage solely on the basis that the named insured, a member of the insured's household, or a person who customarily operates the insured motor vehicle is a volunteer driver.

            2. For purposes of this section, "volunteer driver" means a person who provides services, including transporting individuals or goods, without compensation in excess of expenses to a nonprofit charitable organization.

            3. The provisions of this section shall not prohibit an insurer from refusing to renew, imposing a surcharge or otherwise increasing the rate for automobile liability insurance coverage based on factors other than the volunteer status of the insured driver.

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